Not Prime?
Not a problem

Select Update - Valuation Changes

We’re pleased to announce that effective 14 August 2023, we now accept iVals (AVMs) and desktop valuations on Prime and Near Prime loans, plus we’ll cover the cost - subject to valuation criteria.


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Why Select?

Select was created to help more kiwi customers, more often. We offer home loans that span prime, near prime and specialist solutions to cater to a wide range of scenarios. All our products feature case-by-case assessments and options for alt doc verification and interest-only terms, as well as other sought-after features. 

We understand that as an adviser, you are running a business, and we want to support you as best we can. Select is exclusive to New Zealand Financial Services Group (NZFSG) and Loan Market advisers, who benefit from faster and more convenient loan processes, ongoing training and support, and high quality service to help you grow your business. 

Customers We Help

Each and every one of your customers is different, and that is why we assess each scenario on its own merits. We don't stereotype, we genuinely try to understand the story of each customer so we can provide them with the best solution possible.

Clear credit

Competitive rates for customers with clear credit and strong employment history.

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Clear Credit


Flexible income verification, and cash-out for business purposes.

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Self employed 1

Complex Income

More sources of income accepted. Case by case assessment to understand needs.

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Complex Income

Credit Impaired

Assessment based on individual story, not credit score. Consolidate unlimited debt.

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NZ Credit Impaired

Check out our real-life scenarios to see how we can help.

Our Products

Our home loan products are designed to provide competitively priced solutions to a wide variety of customers.

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Near Prime Borrower

Near Prime

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Specialist Borrower web


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Specialist Plus Borrower web


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