Home loans for everyday Kiwis

Select helps more Kiwis purchase their own homes, with home loans to fit a wider range of scenarios.

Home loans for more types of customers

Clear Credit

Self Employed

Investors

Credit Impaired

Find your fit with New Zealand's Leading Home Loan Solutions

At Select, we believe that every Kiwi should have the chance to own their home. That’s why our home loans offer a wide range of solutions that cater to borrowers' changing financial needs. 

New Zealand is a diverse place, and Kiwis come from diverse backgrounds, so why would we assess their loan applications in a uniform way? Instead, we assess each enquiry on a case by case basis, to help find the loan that best suits our customers’ needs.  A large percentage of our customers are self-employed, and we’re experts at meeting their unique home loan needs. We also cater to property investors who otherwise may not have access to finance. Some of our customers have had credit problems, and to them we offer an open mind and an understanding approach.

Customers We Help

Each and every one of your customers is different, and that is why we assess each scenario on its own merits. We don't stereotype, we genuinely try to understand your story, so we can offer the best solution possible.

Clear credit

Competitive rates for customers with clear credit and strong employment history.

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Clear Credit

Self-Employed

Flexible income verification, and cash-out for business purposes.

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Self employed 1

Investors

Competitive investor rates up to 80% LVR,  pay interest-only up to 5 years.

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Complex Income

Credit Impaired

Assessment based on individual story, not credit score. Consolidate unlimited debt.

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NZ Credit Impaired

Select home loans are currently exclusively available via the New Zealand Financial Services Group (NZFSG) and Loan Market network of mortgage advisers. Your adviser can help you select the right Select product for your needs, and put together your application.

Adviser Portal