Get back on a firm financial footing
If you’re struggling to get a home loan due to previous credit issues, bankruptcy or defaults, Select may be able to help.
Request a Callback
You will be contacted by one of our friendly adviser partners, who will help you with your enquiry.
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Our Home Loan Features
Select helps credit-impaired Kiwis own their own home, refinance and consolidate their debts so they can get back on their feet. Check out our home loan features below:
*Subject to credit assessment and lending criteria. Terms and conditions apply.
**For Near Prime Alt Doc, Specialist and Specialist+ loans.
Our Advisers
At Select, we work closely with our adviser partners from New Zealand Financial Services Group (NZFSG)/Loan Market, who have exclusive access to our home loan products.
Once you submit your enquiry, you can expect a call back from an advisers in your area who will work with you to find the best solution for your needs.
Why Use a Mortgage Adviser?
A mortgage adviser can help you find the right home loan to suit your circumstances and financial goals. They won’t charge you for their services, and they’ll do a lot of the legwork by comparing different options and talking to lenders on your behalf. The benefits of using a mortgage adviser include:
Access to a wider range of home loans
Personalised advice and support
Help preparing your application
Our Home Loan Solutions
Our home loans cater for a range of Kiwi customers, from those with a squeaky clean credit history to those who may have been through some financial difficulties. All our loan solutions have options for PAYE and self-employed customers, and provide the choice of a variable or fixed rate.
PRIME
Near PRIME
Specialist
Specialist+
About Select
Select was launched in June 2019 as a white label product as a part of an exclusive 5 year partnership between New Zealand Financial Services Group (NZFSG)/Loan Market and non-bank lender Bluestone. Select home loans are available exclusively to NZFSG and Loan Market advisers.
Select home loans have been carefully designed to provide more flexibility than those of mainstream lenders with products spanning prime, near prime and specialist. We don’t try to fit our customers into predefined boxes, instead we assess each application on its individual merits to find a solution that best fits their needs.
Your Select Home Loan is administered by Bluestone Servicing Limited (FSP181924), Level 21, 151 Queen Street, Auckland, 1010 New Zealand on behalf of the lender, NZGT Custodians (Bluestone) Limited (FSP40011). Terms and conditions, fees and charges, and Select lending criteria apply. Any interest rate quoted throughout this website is expressed as a nominal Annual Percentage Rate. The information on this website (including interest rates, fees and charges) is given in good faith, believed to be accurate at the time of publication and subject to change without notice.